Copaly Fees, Rates & Account Limits Schedule
Zero hidden charges — transparent pricing across crypto swaps, gift cards, and bank payouts.
Overview
View the complete breakdown of Copaly transaction fees, crypto network fees, gift card payout rates, and fiat deposit/withdrawal costs.
Our Transparent Pricing Promise
At Copaly, what you see on your confirmation screen is exactly what you get. We never charge surprise maintenance fees or hidden conversion markups.
Fiat Deposits and Bank Withdrawals
| Transaction Type | Fee | Settlement Speed |
|---|---|---|
| Wallet Funding via Virtual Bank Account | Free (0 NGN) | Instant (Under 30 seconds) |
| NGN Bank Account Withdrawal | Flat 50 NGN – 100 NGN (NIP network fee) | Instant (Under 60 seconds) |
| Internal Copaly-to-Copaly Transfer | Free | Instant |
Crypto Trading and Network Fees
- Crypto Deposits: Free across all supported networks (BTC, ERC-20, TRC-20, BEP-20, Solana).
- Instant Crypto Buy / Sell / Swap: Competitive market spread (0.5% – 0.8%) locked in for 15 seconds on your quote preview before execution.
- External On-Chain Withdrawals: Dynamic blockchain network fee paid directly to miners/validators, displayed upfront before confirmation.
Gift Card Redemption Rates
Gift card payouts are determined by live global demand and card denomination. There are zero processing fees deducted from the quoted rate — check our real-time in-app Rate Calculator anytime before submitting a trade.
Frequently asked questions
Does Copaly charge a fee to receive crypto into my wallet?
No. Receiving BTC, USDT, ETH, or SOL into your Copaly wallet is completely free.
Are there any hidden conversion charges on gift cards?
Never. The exact payout amount shown on the live Gift Card Rate Calculator is the exact amount credited to your wallet upon approval.
Was this page helpful?