Getting Started·3 min read·Updated Nov 1, 2026

How to Create and Set Up Your Copaly Account

Get started with Copaly in under 3 minutes on iOS, Android, or Web.

Overview

Learn how to register your Copaly account, verify your email and phone number, configure your security PIN, and start trading crypto and gift cards.

Overview

Creating a Copaly account gives you instant access to fast crypto swaps, high-payout gift card trading, multi-currency wallets, and instant NGN bank withdrawals. Registration is free and takes less than 3 minutes.

What you need before starting: A valid email address, an active mobile phone number, and a strong password (at least 8 characters including an uppercase letter, number, and symbol).

Step 1: Download the Copaly App or Visit Web

You can create your account on the official Copaly mobile app (available on the Apple App Store and Google Play Store) or directly via our web platform at app.copaly.com.

Step 2: Complete Registration Details

  1. Tap Create Account on the welcome screen.
  2. Enter your legal first and last name exactly as they appear on your government-issued ID or bank account.
  3. Provide your active email address and phone number.
  4. If you have a referral code from a friend, enter it in the optional Referral Code field.

Step 3: Verify Email and Set Transaction PIN

We will send a 6-digit One-Time Password (OTP) to your email address. Enter the code within 10 minutes to activate your profile. Immediately after, you will be prompted to create a 4-digit Transaction PIN used to authorize withdrawals and trades.

  • Enable Two-Factor Authentication (2FA) using Google Authenticator or Authy.
  • Complete Tier 1 Identity Verification to unlock instant NGN deposits and higher daily withdrawal limits.
  • Link your primary bank account under Settings → Bank Accounts.

Frequently asked questions

Is creating a Copaly account free?
Yes. Opening and maintaining a Copaly account is 100% free with no monthly maintenance fees.
Can I use the same account on both mobile and web?
Yes. Your Copaly credentials work seamlessly across our iOS app, Android app, and web dashboard.
Was this page helpful?